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Credit Scoring

Have you ever wondered how a creditor decides whether to grant you credit? For years, creditors have been using systems of credit scoring to determine if you’d be a good risk for credit cards and auto...

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Shopping For Credit

Especially if you are new to the credit game, and have not yet established your own personal credit, you may be unsure of what kind of deals you can get with your own credit, in terms of interest rates...

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How to Dispute Credit Report Errors

Your credit report contains information about where you live, how you pay your bills, and whether you’ve been sued, arrested, or filed for bankruptcy. This information is then sold by consumer...

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Negative Credit and Job Searching

It is common knowledge that bad credit can make it harder to get more credit. But did you know it can also effect your ability to find or keep a job? It is a fact that employers increasingly use credit...

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